Statement AI · WhatsApp + Credit OS

From bank statement to credit decision.

Customers upload bank statements on WhatsApp. The system analyses transactions, income patterns, liabilities and spending, and sends an instant credit assessment report into Credit OS for faster loan processing.

Try it: pick an applicant and analyse their statement.

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Infinitio Demo Bank ✓Loan desk · sample
Sample applicants · amounts in ₹

Key highlights

Faster, safer
loan assessment.

WhatsApp statement collection

Customers share statements in the chat they already use.

Automated analysis

Transactions, income patterns, liabilities and spending read automatically.

Instant credit assessment

Financial insights and a credit assessment report in seconds.

Faster eligibility

Loan eligibility processing without manual statement checks.

Credit OS integration

Reports land directly in Credit OS for the credit team.

Secure handling

Secure data handling and verification with AI-based transaction insights.

Where it fits

Ideal for banks, NBFCs and financial institutions.

Cooperative banksRetail and MSME loan assessment
NBFCsPersonal, vehicle and business loans
Credit societiesMember loan eligibility
BusinessesCustomer and dealer credit checks